★100% Financing for FHA Loans

★1% Down Conventional Loan

Peter Esson

Peter Esson


Jeff Gaona


Dan Kraus

Dan Kraus


Eric Stone


combined 30 years of management and ownership experience in the

mortgage industry

At St. Louis Mortgage Consultants our core philosophy is to develop and maintain a lifetime relationship with all of our clients. Our goal on a daily basis, is to provide the most efficient and competitive mortgage loan products available in today’s market driven by professional advice and personal service. We have over 2000 satisfied customers coupled with zero complaints with the Better Business Bureau. We always offer a free good faith estimate and credit report up front to answer all of your questions. As your trusted partner in the lending process, St. Louis Mortgage Consultants will provide you with clear, concise and accurate information throughout your loan process. We believe that both our experience and creativity are a winning combination that allows us to close the deal for you. Whether you are borrowing, buying, refinancing or simply considering a move, we will be happy to answer any questions that you may have.

Jeff Gaona & Mike Kraus, CEOs

“St. Louis Mortgage Consultants are so easy to work with. They always get me the best rate and explain all the details. Don’t waste time looking around. Its a no-brainer.” 

Rebecca Donahue

What We Offer

Loan Consultation

With over 30 years of experience, get an expert opinion on the right type of loan to finance the right type of project.


Refinancing has a number of benefits that often make it worth the up-front expenditure many times over.

Mortgage Resources

Get rid of the confusion with mortgage terminology and checklist, and an entire broker and mortgage FAQ section.

Years of Experience
Satisfied Customers


What Customers Are Saying



    Pete Esson was a great resource when we were financing our first home. He was very clear what we needed to do on our end and made the whole process extremely easy. Highly recommend Pete and his team!


      ST. LOUIS, MO

      Pete Esson was integral to my partner and I buying our first home in so many ways. After our previous lender withdrew support due to the type of home we were buying (a condo), we were in quite a pickle. We absolutely loved the place, and to miss the chance due to a last-minute change from our previous lender was quite devastating. However, we were referred to Mr. Esson by our real estate agent, and that same evening he was chatting with us over the phone about the location and quelling our fears about a great opportunity slipping away. The next morning, we had a loan put together, and the rest of the closing procedures went smoothly. Mr. Esson was always very responsive about any questions we had along the way and was great at pointing out key information, even on closing day. As first-time home-buyers, we were met with some unexpected variables, but Mr. Esson was quick to explain and reassure us while also setting realistic expectations in all fields. I will be sure to refer Mr. Esson to others and reach out in the future should I wish to make a new home purchase.

      Ready to talk?

      We’re available 7 days a week. Give us a call at (636) 861-3279.