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Peter Esson

Peter Esson

Jeff Gaona

Eric Stone

combined 30 years of management and ownership experience in the

mortgage industry

At St. Louis Mortgage Consultants our core philosophy is to develop and maintain a lifetime relationship with all of our clients. Our goal on a daily basis, is to provide the most efficient and competitive mortgage loan products available in today’s market driven by professional advice and personal service. We have over 2000 satisfied customers coupled with zero complaints with the Better Business Bureau. We always offer a free good faith estimate and credit report up front to answer all of your questions. As your trusted partner in the lending process, St. Louis Mortgage Consultants will provide you with clear, concise and accurate information throughout your loan process. We believe that both our experience and creativity are a winning combination that allows us to close the deal for you. Whether you are borrowing, buying, refinancing or simply considering a move, we will be happy to answer any questions that you may have.

Jeff Gaona & Mike Kraus, CEOs

“St. Louis Mortgage Consultants are so easy to work with. They always get me the best rate and explain all the details. Don’t waste time looking around. Its a no-brainer.” 

Rebecca Donahue

What We Offer

Loan Consultation

With over 30 years of experience, get an expert opinion on the right type of loan to finance the right type of project.


Refinancing has a number of benefits that often make it worth the up-front expenditure many times over.

Mortgage Resources

Get rid of the confusion with mortgage terminology and checklist, and an entire broker and mortgage FAQ section.

Years of Experience
Satisfied Customers


What Customers Are Saying

Jean Gayer
Peter was efficient and always available when I needed him. Great service
Mark Gamache
Peter Esson with St Louis Mortgage Consultants is the best lender in the business. Peter is my preferred lender. I refer all my clients to Peter. He provides service that is second to none. If you're in need of a lender for a home purchase, you can't go wrong with Peter Esson with St Louis mortgage Consultants.
Tim Altepeter
Jeff and team were on top of it from day one and very responsive. They couldn't have made it easier.
Victor Vitt
Very good folks to work with! Everything went smooth as possible!
Mark Huelsing
I have used Jeff and Mike several times — for home purchasing and refinancing. Many of my family/friends have used them as well. Everyone on the STL Mortgage Consultants teams has been knowledgeable, fast, and kind. And they offer the best rates possible. I can't recommend them enough.
Todd Valdez
I have used St. Louis Mortgage Consultants for my home loans and refinancing for over 20 years. Each and every time they did a wonderful job getting the loan closed on time and explained every detail when I had questions. I highly recommend them if you want honesty, care, and the best interest rate that anyone else in the region can get.
Colleen Hoeflinger
I have done all of my loans with Jeff at St Louis Mortgage Consultants and it was always an easy process. I have done purchases on 3 different homes over 19 years with them and any future financing I do will be with them also.
jack hanneken
St Louis Mortgage Consultants are THE best mortgage lenders in St. Louis. Pete Helped me with an FHA loan for a Multifamily property. As a first time homebuyer I did not know anything about the process of buying my first property and Pete was extremely thorough in explaining everything. He actually taught me more than my agent!! I highly recommend using them for all of your mortgage needs! If you are a first time home buyer you won't regret using them.
Brice Perry
Pete Esson has completed multiple loans for my wife and I over the years- refinance, conventional loan, investment property, etc. He does it all! Pete is a pleasure to work with and very professional. I highly recommend him for all of your loan needs!
Mary Pogue
We recently worked with Jeff on the purchase of our first home, and he made the process so simple! He explained all our options, provided budgeting and gave us the best deal that made our dream home that much more affordable! STL Mortgage Consultants is an excellent mortgage lender for first-time home buyers. We cannot thank Jeff and his team enough for their help through the process!


    Pete Esson was a great resource when we were financing our first home. He was very clear what we needed to do on our end and made the whole process extremely easy. Highly recommend Pete and his team!


      ST. LOUIS, MO

      Pete Esson was integral to my partner and I buying our first home in so many ways. After our previous lender withdrew support due to the type of home we were buying (a condo), we were in quite a pickle. We absolutely loved the place, and to miss the chance due to a last-minute change from our previous lender was quite devastating. However, we were referred to Mr. Esson by our real estate agent, and that same evening he was chatting with us over the phone about the location and quelling our fears about a great opportunity slipping away. The next morning, we had a loan put together, and the rest of the closing procedures went smoothly. Mr. Esson was always very responsive about any questions we had along the way and was great at pointing out key information, even on closing day. As first-time home-buyers, we were met with some unexpected variables, but Mr. Esson was quick to explain and reassure us while also setting realistic expectations in all fields. I will be sure to refer Mr. Esson to others and reach out in the future should I wish to make a new home purchase.

      Ready to talk?

      We’re available 7 days a week. Give us a call at (636) 861-3279.