Simplifying the Lending Process: Borrowing, Buying, & Refinancing Has Never Been Simpler


We offer 100 % financing for FHA loans. Its rise in popularity is due to several factors, one of which is low down payment. Our goal has always been to support prospective homeowners and providing financing is one of the best ways.


A reverse mortgage is the exact opposite of a traditional mortgage. Here, the lender is the one making payments to the borrower. Despite the advantages of reverse mortgages, they’re not for everyone and we are here to help our clients understand and see if it’s their best option.


Conventional loans are not just the most common, but also the most versatile type of loan in the market today. We help our clients understand all its benefits, including as low as 1% down payment out of pocket.


What We Offer

Our services are designed to provide the best mortgage loan products in today’s market. We are your partner in the lending process, and the following services will take you a step closer to your goals.

Loan Consultation

Our experience will help you make the right decision regarding the type of loan that you need to get to finance your project.


We can advise you on the benefits of refinancing. You will also learn the various reasons why you should explore your refinancing options.

Mortgage Resources

Our consultants will help clear everything for you, from confusing mortgage terminology to every possible question you might have about loans, financing, etc.

Ready to talk?

We’re available 7 days a week.

What Customers Are Saying

Jean Gayer
Peter was efficient and always available when I needed him. Great service
Mark Gamache
Peter Esson with St Louis Mortgage Consultants is the best lender in the business. Peter is my preferred lender. I refer all my clients to Peter. He provides service that is second to none. If you're in need of a lender for a home purchase, you can't go wrong with Peter Esson with St Louis mortgage Consultants.
Tim Altepeter
Jeff and team were on top of it from day one and very responsive. They couldn't have made it easier.
Victor Vitt
Very good folks to work with! Everything went smooth as possible!
Mark Huelsing
I have used Jeff and Mike several times — for home purchasing and refinancing. Many of my family/friends have used them as well. Everyone on the STL Mortgage Consultants teams has been knowledgeable, fast, and kind. And they offer the best rates possible. I can't recommend them enough.
Todd Valdez
I have used St. Louis Mortgage Consultants for my home loans and refinancing for over 20 years. Each and every time they did a wonderful job getting the loan closed on time and explained every detail when I had questions. I highly recommend them if you want honesty, care, and the best interest rate that anyone else in the region can get.
Colleen Hoeflinger
I have done all of my loans with Jeff at St Louis Mortgage Consultants and it was always an easy process. I have done purchases on 3 different homes over 19 years with them and any future financing I do will be with them also.
jack hanneken
St Louis Mortgage Consultants are THE best mortgage lenders in St. Louis. Pete Helped me with an FHA loan for a Multifamily property. As a first time homebuyer I did not know anything about the process of buying my first property and Pete was extremely thorough in explaining everything. He actually taught me more than my agent!! I highly recommend using them for all of your mortgage needs! If you are a first time home buyer you won't regret using them.
Brice Perry
Pete Esson has completed multiple loans for my wife and I over the years- refinance, conventional loan, investment property, etc. He does it all! Pete is a pleasure to work with and very professional. I highly recommend him for all of your loan needs!
Mary Pogue
We recently worked with Jeff on the purchase of our first home, and he made the process so simple! He explained all our options, provided budgeting and gave us the best deal that made our dream home that much more affordable! STL Mortgage Consultants is an excellent mortgage lender for first-time home buyers. We cannot thank Jeff and his team enough for their help through the process!
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