Professional Advice From Mortgage Experts with Decades of Experience


Explore the benefits of 100 % financing for FHA loans. It is the best option for a prospective homeowner, whether you’re a first-time home buyer or moving up. We’ll also explain the difference between FHA loans vs conventional loans.


To some older homeowners, a reverse mortgage is the answer. But will it actually work for you? That’s something we can help you with as we explain the potential risks and benefits.


As the most common type of loan, it is easy to just go for a conventional loan. However, you need to be aware of its different features and we can help you out, particularly with the 1% down payment out-of-pocket feature.

What Customers Are Saying

Jean Gayer
Peter was efficient and always available when I needed him. Great service
Mark Gamache
Peter Esson with St Louis Mortgage Consultants is the best lender in the business. Peter is my preferred lender. I refer all my clients to Peter. He provides service that is second to none. If you're in need of a lender for a home purchase, you can't go wrong with Peter Esson with St Louis mortgage Consultants.
Tim Altepeter
Jeff and team were on top of it from day one and very responsive. They couldn't have made it easier.
Victor Vitt
Very good folks to work with! Everything went smooth as possible!
Mark Huelsing
I have used Jeff and Mike several times — for home purchasing and refinancing. Many of my family/friends have used them as well. Everyone on the STL Mortgage Consultants teams has been knowledgeable, fast, and kind. And they offer the best rates possible. I can't recommend them enough.
Todd Valdez
I have used St. Louis Mortgage Consultants for my home loans and refinancing for over 20 years. Each and every time they did a wonderful job getting the loan closed on time and explained every detail when I had questions. I highly recommend them if you want honesty, care, and the best interest rate that anyone else in the region can get.
Colleen Hoeflinger
I have done all of my loans with Jeff at St Louis Mortgage Consultants and it was always an easy process. I have done purchases on 3 different homes over 19 years with them and any future financing I do will be with them also.
jack hanneken
St Louis Mortgage Consultants are THE best mortgage lenders in St. Louis. Pete Helped me with an FHA loan for a Multifamily property. As a first time homebuyer I did not know anything about the process of buying my first property and Pete was extremely thorough in explaining everything. He actually taught me more than my agent!! I highly recommend using them for all of your mortgage needs! If you are a first time home buyer you won't regret using them.
Brice Perry
Pete Esson has completed multiple loans for my wife and I over the years- refinance, conventional loan, investment property, etc. He does it all! Pete is a pleasure to work with and very professional. I highly recommend him for all of your loan needs!
Mary Pogue
We recently worked with Jeff on the purchase of our first home, and he made the process so simple! He explained all our options, provided budgeting and gave us the best deal that made our dream home that much more affordable! STL Mortgage Consultants is an excellent mortgage lender for first-time home buyers. We cannot thank Jeff and his team enough for their help through the process!
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    What We Offer

    We are here to give you clear, concise, and accurate information throughout the loan process. These services are the keys to helping ensure you realize your dream projects.

    Loan Consultation

    You’ll get all the information you need to make the right decision regarding your loan and the process involved.


    We are ready to answer your questions about our refinancing service, including the best types of projects to use it for.

    Mortgage Resources

    We’ll give you a detailed account of the loan process and clear some things about mortgage terminology to avoid confusion.

    Ready to talk?

    We’re available 7 days a week.